Why Earn A CFP Certification?

Having the CFP certification is the best way for you to be set apart from other financial planners. This will indeed signify your career in the financial planning sector. That is why becoming a Certified Financial Planner is indeed the benchmark of your financial planning career.


Certified Financial Planner Certification is the designation awarded by the Certified Financial Planner Board of Standards to those individuals who were able to complete all the requirements and at the same time successfully passed the Certified Financial Planner Certification Examination. The prestigious CFP Certification is a post graduate certification that is earned by professionals who wish attain a better and stronger career in the financial planning sector. These are also professionals who aim to take their career further, broaden their knowledge, improve their skills, apply for a higher or different job position, get better salary compensation and most of all keep up with the standards of the financial services industry.

In becoming a Certified Financial Planner it is very important that you comply with all the requirements set by the Certified Financial Planner Board of Standards, Inc. (CFP Board). You have to meet their educational qualifications that will require you to have a Bachelor’s degree or higher from any form of discipline as long as it is from an accredited college or university. It may not matter what major you had but it would be of your advantage if you have an educational background in the fields of finance, accounting, management and economics. you must also complete the CFP course program wherein you are required to take special course subjects that are vital in financial services.

These special course subjects are the major contents of the certification exam that is why you must have a complete and thorough training about it.

Listed below are the special subjects that you have to take:

1. Fundamentals of financial planning program
2. Estate planning program
3. Employee benefits planning program
4. Insurance planning program
5. Income tax planning program
6. Retirement planning program
7. Case study in financial planning program


Another requirement that you have to comply with is the three years working experience as financial planner, assistant financial planner or any career related in the financial services industry. After completing both the educational qualifications and working experience you must then submit to a full background check for the industry to see if you have any legal issues and lastly, you must adhere to the Code of Ethics set by the CFP Board.

By becoming a Certified Financial Planner you will be able to set forth a strong and solid career in the highly competitive finance world. This will set a good impression to your potential clients and employers because this would imply that you were able to earn the highest level of professionalism, competency and ethical practices that are vital in order for you to practice an independent career in the financial planning sector and at the same time as a member of the financial services industry.